Uber and Lyft accidents occur almost daily in the United States, causing property damage and physical injuries. Unfortunately, many victims don’t know or understand Uber’s or Lyft’s terms and policies, and they end up receiving zero or minimal compensation for damages.
Here’s an overview of Uber and Lyft accidents to ensure you receive the compensation you deserve.
Transportation Network Companies (TNC) business model
A TNC is a company that connects individuals who need transportation services with drivers that can offer their personal vehicles, e.g., Uber and Lyft. Although the sole purpose of TNCs is to provide transportation, they don’t operate under the same rules as taxicab operators. Therefore, getting reimbursed for damages caused during an accident can seem challenging and almost impossible.
For instance, Uber isn’t responsible for maintaining drivers’ vehicles, and their drivers are “independent contractors”. Therefore, according to the law, Uber is less responsible for the actions of its drivers and can easily get away with denying liability.
However, this doesn’t mean you can’t file a case when you get into an auto accident with a TNC. With the right steps, you can determine fault and liability within no time.
Who pays for your injuries if you’re in an accident as a passenger?
If you’re in an Uber or Lyft accident, the amount of compensation you’re eligible to receive depends on who is at fault. For instance:
• When the driver is at fault, the company’s policy should cover your injuries. Both Lyft and Uber provide up to $1 million in third-party liability coverage.
• If the at-fault driver is underinsured, insured, or it’s a hit and run, Uber or Lyft should cover your injuries.
• If the other driver is at fault, their insurance company pays for your damages.
However, it’s vital to note that compensation for TNC accidents can be complicated as situations differ. Your best bet at receiving compensation is by hiring a personal injury lawyer. They not only have the experience and knowledge required to win your case, but they also understand the laws regarding Uber and Lyft accidents.
What if you’re hit by an Uber or Lyft vehicle?
As mentioned earlier, liability for accidents caused by Uber and Lyft drivers depends on numerous situations. For example, when an Uber driver hits you and they’re not online on the app, they’re 100% responsible for your injuries.
Hence, you’ll need to file a claim with the at-fault driver and not Uber or Lyft to get compensated. Alternatively, if an Uber or Lyft vehicle strikes you en route to pick up a passenger or while a passenger is in the car, you’re fully covered by Uber’s third party liability coverage.
However, at times, Uber and Lyft try to deny liability in cases where a driver hits a pedestrian when the app is on, but there’s no passenger on board. Luckily, with the help of a personal injury lawyer, you can get the legal representation you need, no matter the circumstances of your auto accident.
Another instance that calls for compensation is when an Uber or Lyft driver hits you as they wait for a request. In this case, you may receive compensation from both the driver and the Uber or Lyft liability policy.
Uber and Lyft still try to avoid liability for their drivers’ actions, claiming these drivers aren’t employees.
Need an auto accident lawyer?
Remember, just because you’re covered doesn’t mean you’ll be able to collect without issue. You need a reliable personal injury lawyer like us to ensure a smooth and stress-free collection process. Contact Guy Levy Law today for more information about Uber and Lyft accidents.